Get reimbursed for Life Time with your HSA/FSA funds

Check if you qualify for a Letter of Medical Necessity and submit your Peak Smile Veneers purchase for HSA/FSA reimbursement.

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  • Instant chat consultationβ€”no scheduling or video required
  • Qualifying consumers receive their Letter in < two hours
  • $15 consultation fee (HSA/FSA eligible)

I still have more questions on HSA/FSA

To use your HSA or FSA debit card, add products to your cart as usual, through taking our Smile Assessment..At checkout, select Flex | Pay with HSA/FSA as your payment option, answer some quick questions on the telehealth consultation, enter your HSA or FSA debit card to complete your purchase. You will be emailed an itemized receipt and Letter of Medical Necessity from Flex for your records..If you don't have your HSA or FSA card handy, you can enter credit card information and Flex will email you an itemized receipt to submit for reimbursement..

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  • Complete your consultation

    Complete a quick consultation to determine eligibility. If approved, you’ll receive a Letter of Medical Necessity.

  • Make your purchase

    Visit Life Time to make your purchase using a standard payment method. Do not use your HSA/FSA card.

  • Submit for HSA/FSA reimbursement

    Follow Flex's instructions to submit your Letter of Medical Necessity and receipt to your HSA/FSA administrator.
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See if you qualify for a Letter of Medical Necessity

Our streamlined consultation process will determine if you’re eligible for a Letter of Medical Necessity, allowing you to make the most out of your pre-tax dollars.

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HSA/FSA Basics

What is HSA/FSA and what are the benefits?

An FSA (Flexible Spending Account) and an HSAΒ (Health Savings Account) are tax-advantaged accountsΒ for medical expenses but differ in key aspects. FSAs,Β employer-sponsored, allow employees to use pre-taxΒ dollars for medical expenses such as prescriptions andΒ copays, but typically feature a "use-it-or-lose-it" policyΒ where funds must be used within the plan year. HSAsΒ are available to those with a high-deductible health planΒ and offer more flexibility, allowing funds to roll over annually.

For more information, seeΒ Flex’s Comprehensive GuideΒ to HSA/FSAs (opens in a new tab).
How can I spend my HSA/FSA funds at Peak Smile?

Select β€œFlex | Pay with HSA/FSA'' at checkout. Input yourΒ card details and checkout as usual.

If a purchase requires verification of eligibility, follow theΒ steps to complete a brief telehealth consult via chat.

Payments & Card Issues

Why was my HSA/FSA card rejected?

Like any credit or debit card, HSA/FSAs can be declined ifΒ any of the data from the card is incorrect (number, expirationΒ date, zip code etc). Flex will alert you in checkout if any ofΒ these fields is missing or incorrect so you can update them.
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The most common reason for rejection of the card is insufficientΒ funds. Reach out to your HSA or FSA provider to verify the amountΒ of money in your account before attempting to complete yourΒ purchase again.
I don't have a HSA or FSA card, can I still use my HSA/FSA funds?

Yes, you can still be reimbursed for the expense.

Select β€œFlex | Pay with HSA/FSA” at checkout. Instead ofΒ entering your HSA or FSA card, input your regular credit card.

Flex will email you an itemized receipt following your purchase.Β 

Submit the itemized receipt to your HSA or FSA provider forΒ reimbursement.

Flex & Reimbursement

Who is Flex and what is their relationship with Peak Smile?

Flex has partnered with Peak Smile to enable consumersΒ to use their HSA/FSA funds. You can think of Flex as anΒ alternative to payment method, similar to Affirm, Klarna etc.
Help! I didn't receive an email from Flex with my itemized receipt and/ or letter of medical necessity. What should I do?

Please check your spam folder, as sometimes emails fromΒ notifications@withflex.comΒ may be automatically filteredΒ as spam by some email service providers.Β 

If you still can’t find it, please emailΒ support@withflex.comΒ and let them know the email address associated with your order.

Support & Help

I still have more questions on HSA/FSA, who should I reach out to?

Please use ourΒ contact form.